Facilities
MyBank Mobile App

Experience seamless digital banking with MyBank, our user-friendly mobile app:

Locker Facility

We provide Safe Deposit Lockers at our Balusserymukku and Kinalur branches — ideal for storing your valuables like jewelry, important documents, or other prized possessions.

RTGS / NEFT Services

RTGS (Real-Time Gross Settlement): Ideal for high-value, time-sensitive transactions.

NEFT (National Electronic Funds Transfer): For quick, secure money transfers in batches.

All our branches are RTGS/NEFT-enabled, ensuring nationwide connectivity through the IFSC system.

Core Banking Facility

Enjoy anywhere banking with our Core Banking Services. Access your account, perform basic transactions, and receive seamless service across all branches of Kanippayyoor Service Co-operative Bank Ltd.

A) Interest rate of Deposits
Maturity Period Gen. Public (p.a.) Sr. Citizens (p.a.)
15 days to 45 days/td> 5.50% 6.00%
46 days to 90 days 6.00% 6.50%
91 days to 179 days 6.75% 7.25%
180 days to 364 days 7.00% 7.50%
1 Year to 2 year 8.25% 8.75%
2 Year and above 8.00% 8.50%
Recurring Deposi
1 Year 6.75 %
2 years to 8 years 6.50 %
Savings Deposit 4.0 %
B) Rate of Interest for Fixed Deposit
Maturity Period Gen. Public (p.a.) Sr. Citizens (p.a.)
15 days to 45 days/td> 6060% 6.50%
46 days to 90 days 6.50% 7.00%
91 days to 179 days 7.55% 7.75%
180 days to 364 days 7.50% 8.00%
1 Year to 2 year 8.25% 8.75%
2 Year and above 8.00% 8.50%
Recurring Deposi
1 Year to 5 years 5.75%
Savings Deposit 4 %